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Author: Kavita Devi

Understand the difference between Good Loans and Bad Loans

June 1, 2020October 29, 2020 Kavita Devi

Generally there are two types of Loans- Secure Loans – Secure Loans are Loans on which we pledge our Properties or Financial Assets. Example: Home Loan, Car loan, LAS & LAP (Loan against securities like Shares, Mutual Funds, Fixed Deposits, Read More …

Financial PlanningLeave a comment

Are there any risk-free returns?

May 1, 2020October 29, 2020 Kavita Devi

There is NO risk free returns in any assets Proper understanding of risk helps us to generate higher returns with the same amount of risk. There are mainly two types of risk: Systematic Risk – which exists in our system. Read More …

Investment planning, Types of RisksLeave a comment

Spending Thumb Rules for Financial Freedom

April 1, 2020October 29, 2020 Kavita Devi

One should opt a habit of dividing Income as per below four parts to become financially free  1) Save for future – 25%                           2) Household expenses – 25% Read More …

Financial Planning, Investment planningLeave a comment

Money mindsets of different generations

March 1, 2020October 29, 2020 Kavita Devi

Few common challenges an scenario of all generations – Uncertainty is constant in all generations. Only change seen in Risk capacity , Behavior , Habits and Mindset among the all three  generations. A small & persistent saving habit is the Read More …

Money and EmotionsLeave a comment

Why there is a huge gap between investor’s return and investment return

February 1, 2020October 29, 2020 Kavita Devi

What isn’t in our control ? And what is in our control ? 1 .Returns on Investments aren’t in our control , Asset allocation is in our control . 2. Natural calamities, government policies, economic changes aren’t in our control, Read More …

Behavioral in investmentsLeave a comment

Know Money

January 1, 2020November 7, 2020 Kavita Devi

Money – Why Money importance to us? It’s for our security and confidence to fulfill our responsibilities and aspirations of life . How to take control of our Money? To take control of our money we need to know and Read More …

Tax PlanningLeave a comment

Infinite Wealth Creation Learnings from Rainbow

December 1, 2019November 7, 2020 Kavita Devi

Infinite Wealth creation Learnings from Rainbow- 1. Red – Inspires to Invest in the business through Equity. Business has the energy and activity to generate profit for us. Buy shares directly or via mutual funds. 2. Orange – Money isn’t Read More …

Financial PlanningLeave a comment

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