We believe that a sound financial plan is fundamental to achieving your life's goals and enhancing your quality of life. It is a systematic and disciplined process, to be pursued over the long term. For us it begins with listening to our clients, understanding their current financial profile, long-term financial goals, and creating a financial plan that best meets their needs. To create a robust financial plan it is important that we understand your needs.

It would entail finding answers to questions like those given below:

Examining Present Financial Situation
  • Do you have a clear picture of your goals and dreams?
  • Have you written out your financial goals?
  • Are you comfortable with your present financial situation?
  • Are you keeping track of your cash flow?
  • Are you managing your cash flow for liquidity, long term returns or safety?
  • What are your current investments?

 

Accumulating Wealth
  • What are your wealth accumulation goals?
    1. Better lifestyle or comforts for you and your family
    2. Buying a home or a vacation home
    3. Starting or expanding your business
    4. Other family related goals
  • How do your current investments support your accumulation goals?
  • What are the milestones at which you need the money?
  • What has been your approach to:
    1. Risk tolerance
    2. Assets like equities
    3. Market volatility
    4. Diversification

 

Protecting What is Important
  • How might unforeseen events impact your family's goals?
  • Have you provided for your dependants?
  • Are you prepared for unforeseen expenses due to
  • Illness
  • Accident
  • Disability
  • What has been your approach to
  • Life insurance
  • Home insurance
  • Health Insurance